Short-Term Insurance
Insurance is an important aspect of our lives, anything can happen and you can be left with nothing.
Therefore one must be sure that you are insured. You must make sure that you have the right cover for all your items.
Items can be insured under the following categories:
Building cover
Vehicle cover
Trailer cover
Household contents cover
Boat cover
Caravan cover
All Risk cover
Motorbike cover
Public liability
Building Cover
Affordable and specialized Building Insurance for all immovable business and commercial structures.
Our affordable and specialized Building Insurance covers the immovable structures on your personal and commercial property;
these are all the permanent fixtures, fittings and improvements (such as walls, roofs, your swimming pool,
gates and gate motors, underground pipes and cables).
Buildings Cover includes cover for:
Optional Cover:
Bursting and overflowing of
geysers & water pipes
Subsidence, heave and landslip
Fire, explosion and earthquake
Temporary accommodation
Liability to other people
(including domestic employees
Theft
Impact
Alterations and additions
Acts of nature (wind, thunder,
lightning, storm, hail, flood and snow)
Fire brigade charges
Accidental damage to glass and
sanitary ware
Household Contents Cover
Personal contents insurance. Specialized insurance for your valued possessions.
MNH Management provide a comprehensive personal contents insurance policy, that covers all your personal possessions which are inside your home and which belong to you and any members of your household who live with you.Contents cover includes cover for:
Benefits:
- We have an approved panel of service providers who are selected according to strict service and quality standards.
- Membership to a 24-hour home emergency assistance. Should you need help in a home emergency (whether it’s a plumber, electrician or beekeeper)
Optional Cover:
Bursting and overflowing of
geysers & water pipes
Subsidence, heave and landslip
Fire, explosion and earthquake
Temporary accommodation
Liability to other people
(including domestic employees
Theft
Impact
Alterations and additions
Acts of nature (wind, thunder,
lightning, storm, hail, flood and snow)
Fire brigade charges
Accidental damage to glass and
sanitary ware
All Risk Cover
Insurance for specified and unspecified personal possessions.
Specified and Unspecified short-term insurance covers your personal possessions that you normally wear or take out of the home with you, such as clothing, jewellery and cameras. Unspecified covers individual items that are usually under R1000 depending on the underwriter. These are items that are usually taken out of your home on a regular basis (handbag; jacket etc). Specified covers individual items usually valued at more than R1000 each depending on the underwriter with each item being listed and its value noted.
The following items must always be noted even if their specific values are less than R1000:
- Contact lenses and prescription spectacles
- Bicycles
- Cellular phones and pagers
- Portable computer equipment (notebooks, palmtops and computer accessories)
- Swimming Pool/ Borehole Equipment
Vehicle Cover
Comprehensive and affordable motor vehicle insurance.
MNH Management provide specialized, short-term motor vehicle insurance products that are tailored to an individual’s unique requirements. We offers affordable motor vehicle insurance cover, this includes a variety insurance product offerings, among these are:
Comprehensive Cover which covers your motor vehicle for accidental damage, theft and hijacking, as well injury to other people or damage to their property. Third Party Fire and Theft, which covers your motor vehicle for damage, caused by fire, theft and hijacking, as well injury to other people or damage to their property. Accidental damage to your vehicle is not covered in this insurance policy offering. Liability to other people which covers you for liability to other people where an accident caused death or injury to them or damage to their personal property.
Benefits:
- Your vehicle is covered for either Market or Retail value. This value is determined by ”The Auto Dealers Guide'” published by Mead and McGrouther and takes the age, mileage and condition of your vehicle and accessories into account. This will allow you, in the event of your vehicle being written off, stolen or hijacked and not recovered to purchase a new vehicle of a similar make and model.
- You can select the excess option, which suits your pocket. The higher the excess, the lower the premium.
- We can Insure 4X4’s etc for off-road purposes.
- Membership to a 24-hour emergency roadside assistance service with towing following a breakdown or accident.
- Option to cover the trailer as long as it is roadworthy
Vehicle sound equipment and accessories must be
specified and are covered for loss or damage.
Car Hire provides you with a hired car if your car is stolen, hijacked or damaged in an accident and is being repaired
at the panel beater
Boat Cover
MNH Management offers affordable boat insurance cover, this includes a variety insurance product offerings, among these are:
Comprehensive Cover which covers your boat for accidental damage, theft and hijacking, as well injury to other people or damage to their property.
Motorbike Cover
MNH Management offers affordable motorcycle insurance cover, this includes a variety insurance product offerings, among these are:
Comprehensive Cover which covers your motorcycle for accidental damage, theft and hijacking, as well injury to other people or damage to their property.
Third Party Fire and Theft, which covers your motorcycle for damage, caused by fire, theft and hijacking, as well injury to other people or damage to their property. Accidental damage to your vehicle is not covered in this insurance policy offering.
Trailer Cover
MNH Management offers affordable trailer insurance cover, this includes a variety insurance product offerings, among these are:
Comprehensive Cover which covers your trailer for accidental damage, theft and hijacking, as well injury to other people or damage to their property.
Caravan Cover
Angel Insurance offers affordable caravan insurance cover, this includes a variety insurance product offerings, among these are:
Comprehensive Cover which covers your caravan for accidental damage, theft and hijacking, as well injury to other people or damage to their property.